Debt Consolidation

Our friendly & professional personal advisors are trained to provide you with expert advice on debt help. Talk to us and make your decision.

Debt Agreements

If you are in debt then a debt agreement may be a solution for you. Talk to our specialists and decide

Bankruptcy

Bankruptcy may be the right solution for your debt problems. It can offer you peace of mind and help you regain control of your life.

Other Solutions

There are several other options to deal with your debts. Before you make any decision or take any steps talk to us.

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News

At risk of having your home reposessed?
posted 13 Feb 2017

If you have a mortgage secured by your home or an investment property, then falling behind in mortgage repayments without advising the lender of your financial hardship, and renegotiation your current loan repayments, may result in your property being repossessed. While the lender’s rights to repossess a property differ for investment properties as compared to a property you actually live in (ie. your home loan), ultimately either can be repossessed if you fall into arrears with your mortgage. What does Continue Reading

New Year Debt Dilema?
posted 10 Jan 2017

Here we go again…2017 is well and truely here, and for many of you so are the traces of extragavances enjoyed by all over the preceeding few weeks. Christmas and New Year are certainly full of fun times with family and friends, trips away and exchange of presents. Unfortunately reality hits home soon enough with the arrival of credit card bills in early January. If you are unfortunate enough to be “snowed under” with out-of-control debts, not all is lost. Continue Reading

Looking for a small personal loan to consolidate debts may be a waste of time
posted 12 Oct 2016

We often hear from debt-laden individuals on the lookout for a small personal loan to consolidate their debts. They are behind in some of their repayments, credit cards are over the limit and all they can think of is to take out another small loan to tie-them-over for a few weeks when things are bound to get better…..but why? We have all been conditioned that when running short of money the best thing to do is borrow. This is of-course Continue Reading

Borrowing following a debt agreement
posted 8 Sep 2016

A decision to enter a debt agreement is usually preceeded by a period of financial difficulty and debt anxiety. Consequently few people take into consideration the impact of a debt agreement on their ability to borrow in the future. Nonetheless it is important to understand and take on board before choosing a debt solution. What is a Debt Agreement? A debt agreement is a binding agreement under Part IX of the Australian Bankruptcy Act 1966. The agreement is documented between Continue Reading

What can a Debt Agreement offer you?
posted 12 Jul 2016

Debt Agreements offer an effective debt solution for people who have significant unaffordable unsecured debt. However individuals who are on a high income or those who have a mixture of secured and unsecured debt may find that a Debt Agreement is unsuitable for their circumstances and alternative debt remedies need to be investigated. Debt agreements can have some adverse affects on the individual’s credit history and therefore a decision to enter a debt agreement should not be made lightly. What Continue Reading

Common mistakes in using credit cards
posted 20 Jun 2016

Credit cards are not at all the “evil” they are made out to be in the media. I like using credit cards and do so regularly. The problem is not in the credit cards themselves, but rather in how they are being used and misused. Lets consider the analogy of a knife – we all use it for cooking and it is a great implement. However some misuse it by using it as a weapon against others. The problem is Continue Reading

Experiencing Mortgage Hardship?
posted 10 May 2016

Given the recent downwards movement in interest rates, many borrowers have been fully focused on paying down their mortgages as fast as possible to give themselves an equity buffer in case something goes wrong. However if you have recently lost your job, experienced a business downturn, or a period of unforeseen illness there is something that you can do to protect you and your family from loosing your home or going bankrupt. Speak to Your Lender The first step to Continue Reading

Is debt consolidation always the best solution?
posted 5 Apr 2016

Debt consolidation is the process of putting all your outstanding debts into a single loan thereby supposedly saving money and making debt repayent easier. In reality debt consolidation can take place in many different ways not all of which may be the right solution for every debt ridden borrower. Borrowers who have significant assets but can not meet debt repayments because of low income There are a number of options available for such borrowers. The best option probably is to Continue Reading

About Us

Debt Solutions represents a Leading Team of Debt Professionals in Australia. Help is just a phone call away

We can assist with a range of debt solutions including:

- Debt Negotiation;
- Formal or Informal Debt Agreements;
- Personal Insolvency Agreements;
- Bankruptcy

You can relax knowing that the people you speak to are licensed by ASIC and regulated by ITSA with many years of experience in helping Aussies beat the Debt Demon.

Give us a call any time from 8am to 7pm Monday to Friday and 10am to 3pm on weekends. All calls are completely free and confidential.

Alternatively complete our short enquiry form and we will contact you to discuss your situation and possible solutions.

Services & Solutions

It does not matter how large or small your debt problem is. You may be looking to consolidate debts so that you can save a little every month, or consolidate to avoid bankruptcy.

There is a Debt Solution that is right for you. We work with debt and bad credit specialists who help people regain sanity in the face of mounting debts.

  • Considering Bankruptcy?
  • Hiding from Debt Collectors?
  • Afraid you may lose your house?
  • Debt help
  • Part IX Debt Agreement
  • Part X Debt Agreement