Monthly Archives: March 2013

What is the best way to consolidate my debts?

Debt consolidation is the process of putting together several higher interest debts into a single debt that is cheaper and more affordable. The best way for someone to consolidate their debts is largely dependent on their personal circumstances. Credit Card Debts Credit card debts are set aside from any other debts because they are usually more expensive than your other...
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Will timely repayment of a new loan improve my credit history?

Consumers who have been declined credit because of unpaid defaults, arrears, judgements or repossessions on their credit report, often approach us thinking that if they take out a new loan which they maintain in order for some time, this will in some way improve their credit standing and help them qualify for finance in the future. Unfortunately taking out a...
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Being money-wise

Not all people who are in financial difficulties have simply hit hard times, some simply lack the skill of financial management and would face the risk going broke no matter what level of income they would be earning. A case in point is the recently reported financial mishaps of a British Lotto winner.  A series of poor financial decisions have...
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Debt consolidation solutions where the bank has said “No”

It can take a bit of courage to admit that you have a problem with your debts and you need a helping hand. If your bank tells you that they can not assist, you may be wondering what you can do. Can someone else offer you a personal loan for debt consolidation where your bank has said NO? Secured Personal...
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