Monthly Archives: May 2013

Will debt consolidation hurt your credit rating?

As many of you are probably aware, each time you apply for any form of finance in Australia, your credit report is checked by the finance provider and what they see on that report can affect your ability to qualify for finance. Each loan or finance application made by you leaves a record on your credit report. This is not...
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Protect yourself from loss of employment

It is everywhere. This morning Ford has announced that it will shut its Australian operations by later 2016. Telstra are saying that an upcoming restructure will cost thousands of Australian jobs. Naturally you should maintain your professional skills at a top level to help you find a new job in case yours is axed. You are one of the lucky...
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Using balance transfer cards to eliminate credit card debt

Anyone who is carrying a large credit card debt should be doing all they can to pay this debt down. Credit cards are a great tool providing that any purchases placed on them are repaid during the 55 day interest free period. If you only make minimum payments and carry debts over from month to month then you are in...
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What is credit counseling and how does it work?

Debt in itself does not require financial counseling, however where debt has taken over your life and you are feeling like you are no longer able to manage, credit counseling may be helpful. Hard Times Perhaps you have had things under control up until recently. It could be that a recent life changing event has put you behind financially. Anything...
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