Monthly Archives: June 2013

Managing unaffordable mortgage debt

Despite very low interest rates, borrowers who have had a period of illness or unemployment may be finding it difficult meeting their mortgage repayments. Depending on the reasons for your financial problems, there may be a range of suitable solutions. If money is not available to meet mortgage repayments, it does not necessarily mean that you should  be trying to...
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You can use credit cards without paying any interest

Credit cards have had a bad wrap in the media over what these forms of credit are costing the Australian consumer as well as the fact that card providers have been slow to reduce card rates despite a significant drop to our cash rate over the past 12 months. Most credit card providers have done very little to reduce the...
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From debt problems to debt free in 5 years

There are many reasons why someone’s unsecured debts may reach unaffordable levels. People who have not gone through this themselves may not understand. However it can happen to anyone. A loss of job, long term illness or a relationship break-up may take one from being in full financial control to having no control at all. While it can sometimes fees...
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You can do something to stop debt collector calls for good

Debt collectors driving you mad? If you have a number of outstanding debts, once the details of your debts are passed on to Debt Collectors they can be rather relentless. People will go a long way to avoid talking to a Debt Collector. Some have reported pressure and even harassment at the hands of these people. While you can not...
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Credit cards – good or evil?

Credit cards have been the subject of much contention. The evil ways of card providers, the greed and how they continually take advantage of the poor consumer. People are complaining about the fees and interest rates being charged, card providers not adjusting the rates in line with RBA cash rate movements, and so on. This is of course a one...
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