Monthly Archives: June 2014

How much is too much debt?

We are all carrying some debt. It may be one or two small loans, perhaps some credit cards, car finance, or even a home loan. Some of these loans were taken out to enjoy experiences which we had no money to pay for upfront, while other may have been to pay for our housing or transportation. So how do we...
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Debt consolidation risks

There is a common perception in the community is that the thing to do with debts is consolidate them. It is as if consolidation will automatically reduce debts, make repayments lower and help you become debt free faster. This view may come from overexposure to advertising from financial institutions and providers of debt negotiation/debt agreement services. In reality the mere...
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