Monthly Archives: September 2014

Debt agreements – what is in it for you?

Entering a debt agreement can help you stay in control of your finances without loosing all your assets or going bankrupt. Yet many debt laden individuals will try to avoid a debt greement for as long as possible. They tend to apply for more and more nsecured debts in an effort to keep their heads above water and avoid the...
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Debt solutions for mortgage arrears

Anyone behind in their mortgage repayments may well be prepared to accept any solution that will guarantee the security of their home and give them some breathing space. However some debt solutions simply make nop sense, while others are only available to you if you can prove that you do not really need them at all. To be sure that...
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Perils of using personal loans for debt consolidation

Just about every debt consolidation enquiry we receive comes from someone who would like to consolidate their current unsecured debts into a personal loan but who despite all endevours has not been able to find a lender who is prepared to approve this form of debt consolidation. There are very good reasons for their problem. A personal loan is rarely...
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Pros and cons of creditcard debt rollover

Many card providers run promotions to attract new borrowers by offering consumers to roll their existing credit card debt incurring double digit interest cost with some other provider, to their creditcard. The offer is usually temporary and can last for 6 – 12 month. During this time either no interest will be charged on the rolled over debt, or a...
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